Reserve Bank of India recruitment- Grade B

This entry has been written by Avi Prasad who stood first in the RBI Grade ‘B’ examination for 2012 Batch.

Career with Reserve Bank of India

Reserve Bank of India recruits Officers in Grade ‘B’ (General) and the number of vacancies usually range from 70 to 80 for each panel year. The candidate must be between 21 and 30 years (subject to relaxation for certain categories) and must have the requisite educational qualifications (First Class Bachelor’s degree/ Second Class Masters degree etc.)

The selection is usually through Written Examinations and Interview. Written Examination is conducted in two phases—Objective (Phase I) and Subjective (Phase II). The subjective exam is conducted 3-4 months after the objective exam for the candidates qualifying in the objective test.

The Objective Stage or Phase I of WE

Objective Paper is of 3 hours duration for 200 marks. The objective test or Phase I act as a filtering mechanism. The candidate is subjected to a predictable test similar to a MBA entrance or Bank PO exams. The question paper is divided in four sections—1) General Awareness, 2) Reasoning, 3) English and 4) Quantitative aptitude. Candidates have to secure minimum marks separately for each section. The number of candidates taking the exam is usually between 1, 50,000 to 2, 00,000.

The objective exam is not difficult and a candidate with average aptitude for such a general test will be able to clear it. There are certain points that distinguish RBI’s objective test from other similar exams:-

1. General Awareness and Reasoning occupy the pride of place in the exam and have greater number of questions and weightage compared to Quantitative aptitude and English.

2. A candidate is not allowed to move to the other sections unless the time allowed for a particular section has lapsed. So, if General Awareness has been allotted 45 minutes and 60 questions, the candidate will not be allowed to access the questions of some other section (say, English) unless 45 minutes are over, even if he or she has attempted all the 60 questions.

3. The sectional cut-off is usually low but the overall cut off for selection to phase II of written examination is often high, it can easily reach around 110 marks (for general category) out of total 200 marks.

Tips for Success in Phase I

Though there is no fixed method to succeed in what is essentially an aptitude test, there are certain tips that are useful for this stage of examination. It has been observed that general awareness section is dominated with current issues and economy based questions. The time tested strategy for preparing is the regular reading of a good national daily (The Hindu is usually a favorite). It is also useful to supplement it with a business daily (Business Standard, Business Line, Financial Express etc.)

The candidates with certain distaste for mathematics might need to push themselves, but only just. RBI DOES NOT expect you to be a human calculator and the questions are of a reasonable standard and with some practice even those who have not been on talking terms with numbers for years will do just fine. There are number of books available for Quantitative Aptitude for entrance examination, anyone which you feel is the best for you, can be relied upon.

Same could be said about level of reasoning questions; however, those who have not been in the race of a government job or a MBA seat might need to treat this section with caution. It is usually the time factor that counts the most in reasoning section. It is the second most important section after General Awareness and can make or mar a candidate’s prospect. RS Agarwal’s Verbal and non-Verbal Reasoning is an exhaustive book and can be relied upon to ensure good results. English portion is usually the easiest and does not require any particular preparation.

The result of this stage is usually declared within one month of the examination.

The Subjective Stage or Phase II of WE

This stage consists of three papers:

Paper I – English

Paper II – Economic and Social Issues and

Paper III – Finance and Management.

Each of these papers is of 3 hours duration carrying 100 marks. RBI provides an indicative syllabus with the clarification that it is by no means exhaustive. Thus related topics even though not specifically mentioned should be part of the preparation.

Syllabus for Phase II:

Paper I – English

Essay, Précis writing, Comprehension, Business/Office Correspondence.

Paper II – Economic and Social Issues:

Growth and Development – Measurement of growth : National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy – Privatisation – Role of Economic Planning. Globalization – Opening up of the Indian Economy – Balance of Payments, Export-Import Policy – International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. Social Structure in India – Multiculturalism – Demographic Trends – Urbanisation and Migration – Gender Issues – Social Justice : Positive Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

Paper III – Finance and Management:

Finance : The Union Budget – Direct and Indirect taxes; Non-tax sources of revenue; Outlays; New Measures; Financial Sector Reforms; Capital Market, Money Market and Foreign Exchange Market; Stock Exchanges and their Regulation; Capital Market Intermediaries and their Regulation; Role of SEBI; Functions of the Money Market; Growth and Operation of the Money Market; The Foreign Exchange Market; From FERA to FEMA; Exchange Rate Management; Exchange Risk Management; Role of Banks and Financial Institutions in Economic Development; Regulation of Banks and Financial Institutions; Disinvestment in Public Sector Units.

Management: Management: its nature and scope; The Management Processes; Planning Organisation, Staffing, Directing and Controlling; The Role of a Manager in an Organisation. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counseling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

Importance of Good Performance in Phase II for Final Selection

If you want a career with RBI, you have to do very well in this stage. A poor performance here will end your progress to interview stage and even if you are somehow able to barely clear the cut off with low scores, then you will require an exceptional performance in interview and lot of luck to make it to final list of selected candidates. The interview is just for 50 marks while the written test is for 300 marks. There is no cut-off in the interview and thus a very good score in written stage insures you against a mediocre or poor interview. Candidates with very good scores in written and very poor performance in interview have made it to the final selection list but the reverse—great scores in interview and poor marks in written has often lead to heartbreak, failure and anguish. Please see the information provided by RBI for the 2010 panel year examination to appreciate the importance of Phase II:

Aggregate cut – off marks in paper I, II & III taken together in phase II written examination for shortlisting the candidates for interview (out of total 300 marks).

171(Gen) 156(OBC) 150(SC) 150(ST)

Aggregate marks in phase II Written examination and Interview taken together (out of total 350 marks) obtained by the last recommended candidate under the respective category with reference to the no. Of vacancies notified under each category.

199(Gen) 181(OBC) 181(SC) 178(ST)

Tips for Selection Phase II:

The previous examination question papers for this stage are available on the Internet and have been shared by the candidates on social networking website Orkut in a community named ‘Reserve Bank of India Grade B Exam-2009’ and ‘Reserve Bank of India Grade B Exam-2010’, a useful platform to share information and interact with fellow aspirants. There is no short cut for this stage and with the exception of Paper I (English), it requires some effort and focused preparation. Candidates who do not regularly appear for such subjective examinations or have undergone degrees that do not require them to write essay type answers in examination are advised to devote some time to honing their written composition skills as part of their preparation. Ultimately, coherence in presentation and lucidity of the language of the answer matters a lot, when there is not much to distinguish between answers of candidates.

For Paper I: No special preparation required.

For Paper II: Economic and Social Issues

For Economic Related Topics:

The following material is extremely useful to cover most of the syllabus for this paper.

1. Dutt and Sundaram’s Indian Economy (latest edition)

2. Uma Kapila’s Indian Economic development since Independence (latest edition)

3. Last 2-3 Years Economic Survey, Government of India

The questions are of essay type and familiarity with recent developments and relevant statistics shall be an advantage. Regular reading of editorial sections of good newspapers is a must as this paper usually has questions based on current issues.

For Social Issues:

This is a very broad area and there is no particular book which can be prescribed. Yet, Class XI and XII books of Sociology of NCERT are good background text for preparation. The questions are general is nature like corruption, reservation, environment, gender disparity etc. Some of the social issues are also addressed in the economic books suggested above. Reading a good monthly competitive exam magazine like Pratyogita Darpan etc., which focuses on current issues and topics of Group Discussion can be useful.

The candidate is given the choice to attempt any 5 out of 9 or 10 questions (economic and social issues combined).

For Paper III:

Finance Portion:

This is perhaps the trickiest part of the syllabus. The questions can range from unexpected (like write an essay on regulation of stock exchanges) to mundane (what do you understand by credit ratings). The best resource for this section is the websites of RBI and SEBI. The candidate should start with the FAQs section on the website of these two regulators. Since the questions are essentially on regulatory finance, it is helpful if one understands the regulatory and administrative framework for financial regulation in India. A start can be made by going through the Finance section of India Year Book by Publication Division, Ministry of I&B. Further, the best way to cover the topics in this section is searching through the reports available on RBI or SEBI’s website. The module VI of Company Secretary Executive exam by ICSI on Securities Laws is also a very useful resource. Report on Currency and Finance by RBI, also cover some important topics in this section. The candidate usually has to attempt 3 questions out of 5.

Management Portion:

This portion initially disheartens some of non-management background candidates and appears a spoiler. But, the questions are usually very open ended (like comment on Great Leaders are born, not made) and with some background reading even a non-management background candidate will be able to articulate his views. It is advisable for the candidate to refer only to the standard texts as there is plethora of management books. The following books are established classics and can be relied upon to crack this portion easily. The candidate usually has to attempt 2 questions out of 4.

1. Principles of Management – Koontz and O’Donnell

2. Organizational Behavior: Stephen P.Robbins

The results for this stage are declared within 2 months of the examination.

Tips for Interview:

RBI’s panel has traditionally been parsimonious when it comes to awarding marks in interview. High scores are an aberration as even the successful candidates don’t score much above 30. However, interview is conducted in a very cordial manner and the questions are related to the candidate’s background. Banking terms related questions and being asked to comment on recent relevant financial developments is highly probable. No special preparation is required except reading newspapers to be in touch of current issues. But, if you are not comfortable with Economics and Financial terminology (Like CRR, SLR, NPA, etc.) then skimming through the Indian Economy Pratiyogita Darpan Extra Issue Series will be a good investment. Remain confident even if you have to face some unexpected questions. Interview is essentially a personality test as the knowledge has already been tested at written stage.

The interviews are conducted over a period of 6-8 weeks in different cities. The results are declared in 7-10 days of last interview. Usually the entire process extends to 11-12 months (from the date of recruitment advertisement to final results of the interview).

For questions related to salary and prospects, it best to quote from the RBI’s advertisement:

“SERVICE CONDITIONS / CAREER PROSPECTS:

(i)    Pay Scale:

Selected Candidates will draw a starting basic pay of Rs.21,000/- p.m. in the scale of Rs.21000-1000-30000-EB-1000-32000-1100-36400 applicable to Officers in Grade B and they will also be eligible for Dearness Allowance, Local allowance, House Rent Allowance, Family Allowance as per rules in force from time to time. At present, initial monthly Gross emoluments to direct recruit Grade B Officers are approximately Rs.38,853/-.

(ii)    Perquisites:

Bank’s accommodation subject to availability, reimbursement of expenses for maintenance of vehicle for official purpose, newspaper, telephone charges, book grant, allowance for furnishing of residence, etc. as per eligibility. Free dispensary facility besides reimbursement of medical expenses for OPD treatment/hospitalization as per eligibility. Interest free festival advance, Leave Fare Concession (once in two years for self, spouse and eligible dependents). Loans and Advances at concessional rates of interest for Housing, Car, Education, Consumer Articles, Personal Computer, etc. The posts also carry benefits of Provident Fund, Pension and Gratuity. Total pay and allowances along with admissible perquisites attached to the post considering market value of housing in Mumbai work out at the minimum of Rs10.00 lakhs p.a. (approx.) on a cost to the Bank basis.

NOTE: For candidates possessing very high academic or professional qualification/ experience of significant value to the Bank, the Bank may, at its sole discretion, consider granting up to four advance increments. The Board, at the sole discretion, will consider requests for higher emoluments on account of higher qualification/special experience of value to the Bank at the interview stage only. Such information may be furnished in the Bio-data form in the appropriate column. The number of maximum increments will be 4. The Board/Bank will not entertain any request received after the interview.”

77 thoughts on “Reserve Bank of India recruitment- Grade B”

  1. I just thought its funny you did’nt get any comments on this. Thanks a ton, was really helpful. very little out in the net after people get selected, the RBI must have a pretty tight NDA. anywayz, ty.

    1. Nice article.. Soothes nerves and gives a direction too at the same time. Hope you’d write another about the future prospects of RBI Grade B in RBI itself and outside too..

      1. Glad it was of any help. I have not written this article, it has been written by someone who has recently joined RBI.

  2. Hi Riju,
    First of all really very thankful for sharing very imp information about Rbi grade B exam. It really helps in preperation. I just wanted to know like every year this time Rbi has not issued notification of Grade B exam. Generally it comes latest by october every year, but this year till so far no information. Can you pl share any info about notofication if u hv.
    Thanking u.

  3. Hi,
    thanks galore for such an insightful piece of information.
    As mentioned by the RBI-qualified person that the module vi of company Secretary executive exam by ICSI on security laws serves as an important source of preparation,can you please contact him so as to know how to get access to it.after scanning internet,I couldn’t find any source.

    thanks in advance.

    in anticipation of reply.

    Amod

  4. Thanks for the valuable input! I have one question relating to the 2013 RBI Grade B exam. Can you suggest any books for objective paper on economics alone? I think this is a new pattern starting this year of 2013

  5. Thanks Riju for this article. I was desperately searching for this way of analysis. The rough cut-offs will surely help me during my preparation.

  6. Hi Riju
    I really liked the post, and the matter is useful for all aspirant.

    I want to clarify one doubt, as in the above post in one line you had written, that for each specific part in examination of Phase 1, we will get the sub divided time, and not the whole 3 hrs in one go, as we get in other Bank examinations?.

    Thanks and regard

  7. Great article! I was wondering if you could help me with a little problem I have? I want to know if the selected Grade ‘B’ candidates are given a choice in selecting their centres where they will be posted. Also, you mentioned that the probation period is of 2 years. Where will the candidates be asked to work? The training happens in Chennai at the Staff College, right? Is that for 2 months? I will be very grateful if you could kindly let me know about all that happens right after a candidate is selected. Thank you.

    1. The candidate is required to report at RBSC, Chennai for induction training which is for about 2 months. After that the selected candidates can be posted in any state capital where RBI has an office and the job is transferable after 3-4 years. The matter of giving choice to candidates is a matter of discretion of RBI management.

  8. Hi, I just had a query regarding economic and social issue paper of rbi? What should be the appropriate word limit for a 10 mark question? secondly, many people have been telling me not to refer to dutt and sundaram as its too technical. how best to utilize dutt and sundaram and economic survey for this paper of rbi, what statistics shud i be knowing? plz help me out with the help of an example , if possible. thnks.

    1. Unless there is a word limit specified no need to worry about it. But you should ensure that you attempt all answers. So the word limit is decided depending on your ability to write fast. So, if you can write 3000 words in given time of exam and there are 10 questions carrying 10 marks each to answer, word limit will be 300 words per answer. This is a strategy I have followed in RBI and UPSC exams and has worked for me. On Dutt and Sundaram, I agree its a technical book with lot of data, I read it in a manner where I ignored most of the data, except the most important one. You can read it in a manner where you understand the issue without getting bogged down by data and equations. Anyways RBI doesnt seek that data as well. Uma Kapila is another choice you can make. If you are pressed for time, you can rely on Pratyogita Darpan’s Special Indian Economy issue but only as a last resort, but this book will give you useful statistics in brief.

  9. Dear Avi sir and riju maam,
    my query is regarding finance and management paper. which buk will u suggest specially for finance? im very confused and nervous for this paper bcs syllabus is very huge and carrying lots of topics. so please guide how to prepare for this paper. and for economics and social issue paper indian economy by ramesh singh will be a gud book and one more thing i want to write economics and social issue paper in hindi medium, will it make any difference?

    1. @neeraj. I have mentioned some sources above. However, if you are looking for any one source you can look at any book on Financial Services – there is one by MY Khan on the subject. Not particularly an excellent book, however, take a look at it if you think it is covering most of the topics. No idea about the ramesh singh book. Choice of medium in exam depends on your comfort level. You can see the exam rules and see whether you can pick and choose language medium for individual paper. For management there are no shortcuts and you have to read and understand the topics. But you can find previous years questions online with some effort and confine your study of management to questions asked in previous years as RBI papers are quite repetitive.

      1. thanx a lot Avi Sir..you are so generous.
        Sir I am your Ex-Colleague. I am working as Assistant in Issue deptt RBI Delhi.
        Whole issue deptt. is very happy on your success.

    1. I haven’t given this exam but the level of questions is BA Econ honours level. If you have done masters, you shouldn’t face any problem, just revise your concepts well.

      1. Hello :)
        I am an IT background post graduate and I just want to know if I can prepare for ‘Grade B’ or not! Since I’m not for economics background. I just bought Class XI and XII NCERT economics book.
        I was wondering that would the level of the economics paper will be as close as BA (Eco) od DU?
        Thank you in advance! :)

        Waiting for your reply!

  10. Sir, I have cleared this years RBI GRADE B. I need ur help regarding phase 2. What is the level of language that we are supposed to use.?Is it purely bookish language or a decent standard would suffice? Plz reply soon.

    1. @ Kriti…Just write in a manner which you are comfortable with. No bookish or flowery language required. Don’t make spelling mistakes and avoid grammatical errors, you will do fine.

      1. thank u so much sir. One more thing- what is the format of writing a circular?I am totally clueless. Plz give an example too if possible.

  11. Sir I cleared RBI grade b 2014 phase 2…I have some dobuts in bio data form….
    -whether those working in private sector need to produce noc?
    -those working in private need to produce experience certificate during interview?
    -can I leave experience column blank and just tell them that I don’t possess exp certificate so I did not mentioned my work exp in the bio data form…
    Plz help

  12. Hey I am a pure science student. So so far from current issues and economy related questions. Can u just give me a hint on how to get started with preparation of RBI Grade B entrance. I really target but no idea how to start it.
    Please reply !

  13. HI mam/sir,I am a regular visitor to your website.I am preparing for rbi grade b examination.I am a bcom graduate(graduated in 2015).is 1 year enough to complete the syllabus?.so, i have some questions to avi prasad sir,…

    1.Avi sir my sole aim is civil service ,due to some financial problems ,i decided to prepare for rbi exam.is it possible to clear civil service exam being in a job?
    2.avi sir did you quit rbi job to prepare cse or took study leave?

    thanking you.your words are wisdom to me,so reply me as soon as possible ,infact i consider you as my guiding lamp and mentor and a special thanks to riju mam.

  14. YOU SAID THAT : “A candidate is not allowed to move to the other sections unless the time allowed for a particular section has lapsed. So, if General Awareness has been allotted 45 minutes and 60 questions, the candidate will not be allowed to access the questions of some other section (say, English) unless 45 minutes are over, even if he or she has attempted all the 60 questions”
    IS IT TRUE? cz it is very unusual..it does not happen in any other bank exam..

  15. Hi Avi prasad sir,I have started preparing for rbi grade b entrance examination for 2016.notification for 2015 has not come yet,meanwhile there is a rumour spreading around the websites that there would be a change in pattern of rbi examination(similar to upsc).sir give your suggestion on this issue,my doubt is whether the change in exam pattern would be generalist or specialist,I hold a BCOM degree,will chnge in syllabus would encourage Ma econ,acs,ca,cwa students or still it would be encouraging students of different fields with general approach towards accounting,human resource management,risk management etc..
    can a hard working student with above average iq level see his name in rbi final list.
    while you were preparing for rbi examination within how many months did you cover the syllabus.sir your marks in 12th,ug are below the par,what really motivated you for sudden transformation(mba gold medalist-rbi-IAS).please share our wisdom.Is 1 year preparation enough for rbi examination.

    1. I liked your frank question about the transformation. Though I got a gold medal for Under graduate as well but I agree that I have been a very average student. I have interacted with friends in RBI, IPS and IAS and except some individuals who are genius with a blessed IQ, most of us got success by hard luck. Even the ones who are genius had to work hard for some areas which they never took interest earlier. You can read on this blog, an entry by one such genius Munish to get an idea that even he has to work hard. So have full faith in yourself and appear for these exams. I am sure you will be pleasantly surprised when you find the going easy on the day of exam.

  16. Hi Avi sir ,I have done B.COM(2012-15), i have decided to do PGDM(financial market) course,will this course be helpful for rbi preparation?

  17. Thanks for the well elaborate informative article.
    Recently I have started the preparation for RBI Gr B, I am really very puzzled regarding the descriptive answer writing. How should I practice that?
    Please help.

  18. Dear Avi sir & Riju Bafna ma’am, first of all thanks for this aswm blog.
    One important question regarding RBI grade B prep.. I was a PO in a PSB. left my job due to health issue. My question is if master degree from distance learning will be accepted as fulfilling the eligibility criteria.. I have 58.5% aggregate in graduation while 70% in honours subjects. No experience certificate due to the reason that I left the job during probation period. I am feeling nervous. plz help me in this regard. What should I do. My age is 27 years. Need guidance.

  19. Hello Resepected Mam and sir
    Being an average student how much time is needed to prepare for rbi grade b officer exam if we are fully fresher?

  20. Hello Avi Sir,

    Sir plz guide me if i am from science background (btch) and right now working in a nationalized bank as po , can i aspire for rbi grade b. i mean , is prepration posible along with job ? and is it posible for a science background student to qualify this exam when i have no idea about finance and economy?
    I really dream of qualifying this exam,plz guide me sir. will be very grateful.

  21. Thanks a lot respected mam and sir. I was keenly seeking for that information, its really brighten the way of mine, preparation for RBI G-B . Thanks u so much.
    .

  22. Dear sir/ma’am,
    I have cleared Grade B this year as well as CSE 2014. I have been allocated ICAS . Which one should I opt for ? I mean which is better ? Is Grade B completely a desk job ? What are its future prospects ?

    1. I have been in RBI, IPS and now IAS. And still think very highly about RBI as a career, though IAS/IPS rank high because opportunities to do great work come early in career. I don’t know much about ICAS so can’t give a comparison. But think well before leaving RBI…

  23. Hello Avi sir, your guidance is highly appreciated. As the RBI has introduced a new scheme of selection for recruitment of officers in Grade-‘B’ and under the new scheme of selection the examination will be computer based for both phase I and phase II (Objective type with Multiple Choice Question pattern except ‘English’) with introduction of optional subjects in paper III. So what are the “key factors” that one should keep in mind to face tricky MCQs while preparing and please suggest me some basic books for finance part ( both for terminology and concepts ).
    Thanks and regards

  24. I have read your post.I have masters in chemistry. But I want to appear in RBI grade B although its not a easy way to get in. I want to know whether a commerce /eco/finance candidates get prefernce in this post or everyone treated in the same way???? Is there any kind of discrimination if one appear from chemistry or physics background?

  25. Kudos to the lucid article explaining everything under the sun.
    As expected, RBI has changed its examination pattern. Though, the broad framework lies the same, i request you to critically analyze the new pattern. To me, it seems to be more focused on conceptual clarity . Kindly rectify me if I am wrong. Here is the link to the new pattern: https://opportunities.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=3061

    Also, I would like to ask that does the syllabus for Economics Main for UPSC and the syllabus of RBI Economics optional coincide significantly. I haven’t went through economics at all and thus like to save precious time through your help. You can find the Economics syllabus for RBI in the above link only. Thanks in advance.

  26. The article amazingly explains everything under the sun required for RBI exam. As you may know, RBI has shifted to new exam pattern from 2015 onwards. Though the basic framework remains the same, I would request you to analyse the new pattern and help me in shaping new strategies.

    Also, kindly tell me if there is significant overlap among RBI Phase-II Economics and UPSC Economics Mains syllabus. I haven’t studied economics yet and comparing their syllabus was of little help to me. Your expertise will be of great help to me.

    Here is the link of new process: https://opportunities.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=3061

    Looking forward for your reply. Thanks in advance.

  27. Hi, The article was very helpful. Also, I want to know whether final year students are eligible for the exam or not? And the final list will be based upon accumulated marks obtained in Phase I, Phase II and interview or only of Phase II and Interview?

  28. hello,
    since the pattern for rbi grade b ’15 is out. i have a few queries and would really appreciate if you could help me there.
    >how do i prepare for GK portion of phase one ? and for the economic survey, do i have to read the whole document for it and the budget on the govt. website?
    >for the ecnomic and social development & Finance and Mgmt. , should the preparation be exhaustive, as it is objective type paper this year? what all material should i refer for this.?
    ..thanks :) :)

  29. I m an engg. grad. currently working as Asstt. manager in Central bank of India since last 2 yrs.I wil b taking Fin. n Mgmt. . I m confused b/w which books to buy-
    AT DIFF. PLACES DIFF. books are suggested like- ECONOMICS NCERT(11th 12 th), Dutt sundram, Ramesh Singh, Mishra Puri.
    Further do we get Economic survey of India vol 1& 2 in market fr purchasing ?Shal i depend solely on it fr Eco. n Soc. Issues PAPER?
    Specifically guide which books to refer fr Finance n Mgmnt.
    I mean to ask which cover Max. syllabus fr the exam in lesser no. of books.
    My Mob is -9879441691,9039034999.
    Plz. reply soon.
    Thanks in advance fr the guidance u wil b providing.

  30. Sir/Madam,

    First of all thanks for writing this beautiful article. Please answer my two queries:

    1. time span of current affairs questions? i.e. if iam going to write exam on November 2015, from which month onwards i have to prepare for the current affairs.

    2. Whether we can get posting at our home town itself or is it a discretion of RBI. I would prefer chennai. will i be able to get it?

    1. Hi, I think the information will not be very useful because RBI has changed syllabus. Home posting will be available but not for the entire career. Initially be prepared to spend time in Mumbai or other centres. However, if you have a genuine problem back home, RBI is very considerate.

  31. Ma’am, I don’t have a 60percent in my bachelor’s bt above 70percent in my masters. Can I apply for RBI grade b exam. Plz help!!!

  32. Respected Sir,
    I read your article. It gives me a lot of confidence and motivates me to write RBI exam. I am currently doing my final year Bachelors degree in the stream of Information Technology. I want to start my preparation for this exam. I have some questions,
    1.I am from BC community. How many vacancies are available for it?
    2.how many candidates are applying annually?
    3.Which subject is good for me to select in phase-2?
    4.I am little weak in English. How could I improve that?
    5.How many times we can apply for this job?
    Waiting for your reply…..

  33. Hello Ma’am/ Sir !
    I have a doubt regarding profile . I’m an engg graduate with 2 years of work experience in IT industry in banking domain with decent overall background, I don’t have a masters degree . I’m aiming for RBI grade b . Does having a master degree makes very big difference while selecting candidates in its interview round or it solely depends on one’s performance in entrance test & person’s attitude ?
    Looking forward to see the response,
    Many thanks in advance .

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